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Tag: Insurance for Owners

Surfside Condo Survivors Want Reassurance They’ll Be Able to Collect (FL)

Survivors of the Surfside, Florida, condo collapse in June fear if they cash their checks early, they may not be able to collect on future insurance payments. This fear is tied to a legal a process called ‘subrogation’ in which insurers can stop future payments to policyholders to reimburse themselves for losses. Families and the survivors want to be assured that their right to collect additional compensation will remain intact.   Read the entire article………………………………. https://communityassociations.net/category/fl_news/f...

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Condominium Insurance Explained (FL)

Q: We recently discovered that the air handler drain in the unit above us became clogged resulting in water damage to our unit. Our insurance covered some of the costs, but not all. We were not in the unit when this occurred and it was some time before we discovered it, resulting in mold. Would our condominium association be responsible for the uncovered damage? For example, we had to repaint the unit, and replace the water heater and two vanities that had to be thrown out.     Read the Q&A…………………………………….. ...

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Rates posted assumes 25% down payment, and an ARM rate first mortgage on a Florida condotel, primary residence. Additional required amounts such as taxes, insurance, home owner association dues, assessments, flood insurance or other such required payments should also be considered. Not all individuals will qualify for a mortgage loan. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. **Posted APR is based on Mortgage Assumptions
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